When you are in an auto collision while on the job, you could find yourself injured and unable to work. When this happens, you may need financial help to cover your medical expenses and lost wages.
There are two primary options for seeking this help: a workers’ compensation claim or a personal injury lawsuit. Here is what you need to know about both.
When can you file for workers’ comp?
If you are an employee in Illinois, you are eligible for workers’ compensation benefits after an injury from a car accident while at work, regardless of fault. You only need to show that you were performing a function for your job, such as driving between field sites or making a delivery. However, your commute to and from work is not typically considered within the scope of your employment. Independent contractors are not eligible for these benefits.
When should you file a personal injury suit?
With a personal injury lawsuit, you must demonstrate that the individual you are suing was responsible for your injury. In the case of a car accident, the responsible party could include the other driver involved. A personal injury suit may be the ideal option for people who are otherwise ineligible for workers’ compensation.
You can file both a workers’ compensation claim and a personal injury suit, though employers in Illinois are immune from injury lawsuits. Regardless of which you pursue, you will need to act quickly to ensure you receive the assistance you need to recover from your injury.